Semi Capital has been fueling businesses for over 5 years now, since our inception in 2018. We remain committed to supporting entrepreneurs and contributing to the growth of our nation. Our primary focus continues to be on Small and Mid-sized businesses, and as an independent alternative financier, we pride ourselves on our tailored financing solutions for SMEs. Our unique strength lies in our entrepreneur-centric processes, exemplified by our Credit Committee’s direct interviews with business owners. Our enduring vision remains unwavering: to back the growth of every thriving SME in South Africa.
Personalized Understanding
Our unique approach involves an in-person interview with our Credit Committee, ensuring we thoroughly comprehend your needs and goals, provided your application advances to this stage.
Tailored Structuring
We offer a variety of funding options and products, coupled with flexible terms, allowing us to custom-tailor financing solutions that align perfectly with your unique business context.
Timely Execution
Our streamlined process ensures that, on average, you can expect your application to be processed and funds disbursed within 10 days, assuming timely participation and consideration of any complexities in the application process.
Why Semi Capital
Semi Capital allows you to take on customer orders you couldn’t otherwise fulfil. Purchase order financing can be a good option for both full time & seasonal businesses, and those that are growing quickly and need extra capital to fulfil large orders from customers. Similarly, this type of financing can be worthwhile for businesses that are experiencing a cash flow shortage and could benefit from an order that would generate significant revenue. Can be easier to qualify for than other types of business financing.
We largely focus on your creditworthiness and the reputation of your suppliers first and foremost when evaluating your business’s application for funding. Although we still consider traditional business loan requirements like your business’s financials and credit history, it may be easier for start-ups and businesses with bad credit to qualify compared with other types of business funding.
Doesn’t require budgeting monthly or weekly loan payments. Although you’re borrowing money, purchase order financing isn’t technically a loan, so you don’t have to worry about paying back funds in monthly or weekly instalments like you would with a business term loan.
We’re registered and authorised.
Semi Capital is a Registered Credit Provider under NCRCP8669, in accordance with Section 40 of the National Credit Act 34 of 2005, as amended.
Semi Capital is also an Authorized Financial Services Provider, holding license number 47631, as per Section 8 of the Financial Advisory and Intermediary Services Act, 2002 (Act No. 37 of 2002).
Furthermore, we are proud members of esteemed organizations, including the Aspen Network of Entrepreneurs (ANDE), the SME Finance Forum (Managed by IFC), and the Association of SMME Funders.
WHAT IS PURCHASE ORDER FUNDING
Purchase order financing is a cash advance that small-business owners can receive on their purchase orders. With PO financing, a lender will pay your third party supplier up to 100% of the costs required to produce and deliver the agreed-upon goods to your customer. Once your customer receives the goods, you invoice them for the fulfilled order, and they pay the lender directly. Then, you pay the financing company its fees and commisions.
CONTACT US
Phone:
+27 010 300 0857
+27 73 450 9945
Email:
info@semicapital.co.za
Address:
Future Space Office Park,
2 Bruton Road, Bryanston
Johannesburg
